Barclays Mobile Phone Insurance
As the value of mobile phones gets higher and higher, more people are deciding to insure them so that they do not suffer such a large financial loss in the event that they are lost, damaged or stolen. Of these people, quite a few are opting to use High Street banks as their insurers, as they are well known names that can be trusted. Barclays mobile phone insurance seems to be quite a popular policy, offered with ‘Barclays Current Account Plus’ for a monthly fee these accounts are continually attracting new customers, all of whom are enticed by the various advantages that this insurance may bring to them. So what do you need to know about Barclays mobile phone insurance to ensure that you make the right choice when looking for this type of service?
Obviously the most important thing to know about Barclays mobile phone insurance is the amount of cover that it provides and who is providing it. At the time of publishing this article (Nov 2011) it seems Barclays mobile phone insurance is evolving with Barclaycard Gadget Insurance, which has recently started as a new business branch into the portable gadget world. However, this does start to make things look a little confusing from the customers point of view.
There seems to be more than one version of Barclays mobile phone insurance at present. The insurance plan that comes with the Barclays Current Account Plus, seems to be provided by Barclays Insurance Services Company Limited. Followed by ‘Barclaycard Gadgetcover’ which is sold by Assurant Direct Limited through Barclacards gadget insurance website. Both Barclays and Barclaycard are trading names of Barclays Bank PLC.
Customers would be advised to double check that any sales literature or advise for the above two products does in fact correspond to the insurance policy they opt for, as the terms and conditions may be different.
As with all insurers, they cover a phone against loss, theft and damage, but in the latter category they both seem to also include water damage, which is something that some of the other companies do not. As water damage accounts for damage to over one million phones in the United Kingdom alone every single year, it is obviously very important that this is covered on your policy, even if you think you are careful with your mobile phone.
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